Fachada da ag�ncia banc�ria do banco Santander, em Nova York (EUA). *** FILE - This Tuesday, Dec. 17, 2013 photo shows a branch of Santander bank, in New York. The Federal Reserve on Wednesday, March 11, 2015 announced it is barring the U.S. divisions of Spain's Santander and Germany's Deutsche Bank from paying any dividends, saying their planning for financial risks is inadequate. (AP Photo/Mark Lennihan, File) ORG XMIT: NYBZ154