@NagpalManoj @OUTLOOKASIA MFs are a product for 1980s/90s when Boomers were in their 20s/30s 
Today MFs cant cover inflation. They are a silly product for 2020s as they just don't work. 
Inflation ate into my MFs profits over 7 yrs. Took them out and put it in  - recovered it all in less than 1yr